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Brought
to you by:
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| McCormick Klessig & Associates
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About Our Firm:
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McCormick-Klessig & Assoc., Ltd. provides individuals, families, small and medium sized businesses with complete coverage of personal and business risks in all product lines: Commercial Personal Life Accidental and Health ( including group products).
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| QUOTES from
the
Masters... |
| On Problem Solving |
On Life/Living |
| "Neil
Armstrong once said, 'You only have to solve two problems when going to
the moon: first, how to get there; and second, how to get back. The key
is don't leave until you have solved both problems.'" -– Jim
Rohn
"Any
jackass can kick down a barn but it takes a good carpenter to build
one."
-- Lyndon B. Johnson
"Problems
are good, not bad. Welcome them and become the solution.
When
you have solved enough problems, people will thank you." -– Mark
Victor Hansen
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"Life
is no brief candle to me. It is a sort of splendid torch which I have
got
a hold of for the moment, and I want to make it burn as brightly as
possible
before handing it on to future generations." -- George
Bernard Shaw
"Life
is what we make it. Always has been, always will be." -- Grandma
Moses
"Out
of love and hatred, out of earnings and borrowings and leadings and
losses;
out of sickness and pain; out of wooing and worshipping; out of
traveling
and voting and watching and caring; out of disgrace and contempt, comes
our tuition in the serene and beautiful laws." -– Ralph
Waldo Emerson
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The Three C's of
Health Insurance
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In
attempting
to purchase health care insurance, individuals face several problems:
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1
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Due to the high cost
of traditional
health insurance coverage, it is difficult (if not impossible) for many
people to purchase adequate health insurance protection at an
affordable
cost. Without this protection, however, the financial impact of a
serious injury or illness can be devastating!
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2
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While managed care has
produced
cost savings, people enrolled in managed care plans generally find
their
choice of doctors restricted. There is also increasing concern
about
the interference of bureaucracies in the doctor-patient relationship.
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3
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Individuals who need
little
or no health care receive no financial reward under traditional or
managed
care plans, nor is there any financial incentive under these plans for
individuals to exercise control over their health care expenditures.
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By
combining tax-advantaged
personal savings with a high-deductible health insurance plan, the
Health
Savings Account (HSA) puts you in control of your own health care
dollars,
while protecting you and your family against the cost of a serious
illness
or injury.
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| MESSAGES
from
the Masters... |
THE
MIRACLE OF PERSONAL DEVELOPMENT by Jim Rohn
One
day Mr. Shoaff said, "Jim, if you want to be wealthy and happy, learn
this
lesson well: Learn to work harder on yourself than you do on your
job."
Since
that time I've been working on my own personal development. And I
must admit that this has been the most challenging assignment of
all.
This business of personal development lasts a lifetime.
You
see, what you become is far more important than what you get. The
important question to ask on the job is not, "What am I getting?"
Instead, you should ask, "What am I becoming?" Getting and
becoming
are like Siamese twins: What you become directly influences what you
get.
Think of it this way: Most of what you have today you have attracted by
becoming the person you are today.
I've
also found that income rarely exceeds personal development.
Sometimes
income takes a lucky jump, but unless you learn to handle the
responsibilities
that come with it, it will usually shrink back to the amount you can
handle.
If
someone hands you a million dollars, you'd better hurry up and become a
millionaire. A very rich man once said, "If you took all the
money
in the world and divided it equally among everybody, it would soon be
back
in the same pockets it was before."
It
is hard to keep that which has not been obtained through personal
development.
So
here's the great axiom of life:
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TO HAVE MORE THAN YOU'VE GOT,
BECOME
MORE THAN YOU ARE -
This
is where you should focus most of your attention. Otherwise, you
just might have to contend with the axiom of not changing, which is:
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UNLESS YOU CHANGE HOW YOU ARE,
YOU'LL
ALWAYS HAVE WHAT YOU'VE GOT -
To
Your Success,
Jim
Rohn |
We
don't want to add to your e-mail clutter! If you do not enjoy
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office. Thanks!
The purpose
of this newsletter
is to provide information of general interest to our clients, potential
clients and other professionals. The information provided is
general
in nature and should not be considered complete information on any
product
or concept described. For more complete information, please
contact
my office at the phone number above.
Quest Capital Stratagies
25231 Paseo de Alicia, Suite 110
Laguana Hills, CA 92653-4615
(800) 527-9989
Member FINRA and SIPC FINRA is located at www.finra.org.
SIPC is located at www.sipc.org.
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