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Brought
to you by:
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| McCormick Klessig & Associates
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About Our Firm:
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McCormick-Klessig & Assoc., Ltd. provides individuals, families, small and medium sized businesses with complete coverage of personal and business risks in all product lines: Commercial Personal Life Accidental and Health ( including group products).
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| QUOTES from the
Masters... |
| On Happiness |
On Goals |
| "Happiness
can be defined, in part at least, as the fruit of the desire and
ability
to sacrifice what we want now for what we want eventually."
-- Stephen Covey
"Happiness
grows at our own firesides, and is not to be picked in strangers'
gardens."
-- Douglas Jerrold
"Most
of your happiness, and your unhappiness, comes with hair on top, and
talks
back." -- Brian Tracy
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"Success
equals goals; all else is commentary." -– Brian
Tracy
"The
major reason for setting a goal is for what it makes of you to
accomplish
it. What it makes of you will always be the far greater value than what
you get." -– Jim Rohn
"The
more goals you set – the more goals you get." -– Mark
Victor Hansen
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How
will business
operating expenses continue
to be paid during your recovery from a disability?
Here's how
business
overhead expense protection could work for you and your business
TODAY...
- The business
owner is insured
by a business overhead expense policy, which is owned by either the
business or the business owner. Generally, a sole proprietor owns
the policy personally, while in the case of partnerships and
corporations,
the policy is owned by the business. The tax-deductible
premiums
are then paid by the policy owner. In the event the business
owner is disabled, as defined in the policy, benefits are payable
to
the policy owner.
Here's how
business
overhead expense protection could work IF THE OWNER IS DISABLED...
- If the owner is
disabled, the taxable
business overhead expense benefits are paid to the policy owner.
Benefits are generally payable for up to two years of disability, which
gives the business owner time to either recover and return to work, or
to arrange for an orderly sale or liquidation of the business.
- Since business overhead expense
protection premiums are tax deductible, the policy owner must
report
the business overhead expense benefits as income. However,
due to
the extent that deductible business expenses actually paid equal or
exceed
policy benefits, there will be no additional income tax payable.
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| MESSAGES
from
the Masters... |
THE
FIVE ABSOLUTELY UNBREAKABLE LAWS OF LIFE by Brian Tracy
1.
The Law of Cause and Effect: Everything happens for a reason; for
every
effect there is a specific cause.
2.
The Law of Belief: Whatever you truly believe, with feeling,
becomes
your reality.
3.
The Law of Expectations: Whatever you expect, with confidence,
becomes
your own self-fulfilling prophecy.
4.
The Law of Attraction: You are a living magnet and you invariably
attract
into your life the people, situations and circumstances that are in
harmony
with your dominant thoughts.
5.
The Law of Correspondence: Your outer world tends to be a
reflection
of your inner world and corresponds with your dominant patterns of
thinking. |
We
don't want to add to your e-mail clutter! If you do not enjoy
my
newsletter, just reply to this e-mail and ask to be removed or call my
office. Thanks!
The purpose
of this newsletter
is to provide information of general interest to our clients, potential
clients and other professionals. The information provided is
general
in nature and should not be considered complete information on any
product
or concept described. For more complete information, please
contact
my office at the phone number above.
Quest Capital Stratagies
25231 Paseo de Alicia, Suite 110
Laguana Hills, CA 92653-4615
(800) 527-9989
Member FINRA and SIPC FINRA is located at www.finra.org.
SIPC is located at www.sipc.org.
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