Brought to you by:
Christopher Wilcox
McCormick Klessig & Associates
PO Box 66
522 Clermont St.
Antigo, WI 54409
715-627-4302
cwilcox@mccormickklessig.com
www.mccormickklessig.com
About Our Firm:
 McCormick-Klessig & Assoc., Ltd. provides individuals, families, small and medium sized businesses with complete coverage of personal and business risks in all product lines: Commercial Personal Life Accidental and Health ( including group products).
QUOTES from the Masters...
On Integrity On Kindness
"Always do right!  This will gratify some people and astonish the rest." -– Mark Twain

"A "NO" uttered from deepest conviction is better and greater than a "YES" merely uttered to please, or what is worse, to avoid trouble." -- Mahatma Gandhi

"The virtue of man ought to be measured, not by his extraordinary exertions, but by his everyday conduct." -- Blaise Pascal

 "I believe...that every human mind feels pleasure in doing good to another." -- Thomas Jefferson

"The world is my country, all mankind are my brethren, and to do good is my religion." -- Thomas Paine

"Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around." -- Leo Buscaglia 

"Because the soul has such deep roots in personal and social life and its values run so contrary to modern concerns, caring for the soul may well turn out to be a radical act, a challenge to accepted norms." -- Thomas Moore

Retirement Readings Document Checklist


You may find this Document Checklist of assistance in your planning. 

Please contact my office if we can be of further assistance.

Document

Location

Personal:

Birth Certificate

_______________________________

Marriage License

_______________________________

Pre- or Post-Nuptial Agreement

_______________________________

Will

_______________________________

Trust(s)

_______________________________

Living Will(s)/Power(s) of Attorney

_______________________________

Mortgage Papers

_______________________________

Automobile Titles/Papers

_______________________________

Income Tax Returns

_______________________________

Gift Tax Returns

_______________________________

Insurance Policies

_______________________________

Employee Benefit Documents

_______________________________

Passport

_______________________________

Military Records

_______________________________

Medical Records

_______________________________

Citizenship Papers

_______________________________

Warranties

_______________________________

Current Bills

_______________________________

Funeral/Burial Documents

_______________________________

Other: _________________________

_______________________________

Business Ownership:

Partnership/Incorporation Documents

_______________________________

Buy-Sell Agreement

_______________________________

Section 303 Stock Redemption Agreement

_______________________________

Business Valuation/Appraisal

_______________________________

Business Tax Returns

_______________________________

Other: _________________________

_______________________________

                                                                                                                          


MESSAGES from the Masters...
FOUR WAYS TO MASTER CHANGE by Sheila Murray Bethel

We are living in exciting age of unprecedented change. Today's accelerated rate of change presents us with unique challenges and opportunities. When change brings success, keep your ego from getting out of hand. When the change is negative, use your sense of humor to get through it. Once you learn to handle change, you can take your skills, talents, and abilities and help others change. Let's look at four ways to enhance your mastery of change.

1. Don't Fight It.

The natural tendency is to protect what you know and value, what has become familiar and comfortable. Unfortunately the world will change with or without you. So you must adapt again and again. You make your life so much more complicated when you fight the change. You cause yourself stress and can actually become ill. Remember the old Serenity Prayer: God grant me the serenity to accept the things I cannot change, The courage to change the things I can and the wisdom to know the difference.
 
2. You don't have to like the Change.

No one ever said you have to like the changes you are experiencing. However, you do have to understand them so you can progress. Study, explore, and read everything you can about the current matters that affect your perception and handling of change. Life is not always about "liking." It is about doing the best you can, with what you you've got and getting on with it--right now!

3. Know what to defend against change.

There are some things we should resist changing because change does not always translate into better. Change for the sake of change alone can destroy valuable situations, assets, and relationships. Many values deserve to be defended. Ask yourself what you will change and what you will defend.

4. Have a Sense of Humor.

Humor can give you a momentary "emotional vacation." A sense of humor can conquer pretense, and diffused anger and hostility. It can take an impossible situation and change it into an acceptable one. The old axiom, "if you take yourself too seriously, no one else will," is key. The most effective people are spontaneous and can use humor to express their feelings, and to encourage others.

When you set out to be a change master and to make a difference in this world, there is no guarantee that it will be easy. By learning about change, serving others and helping them to learn to change, you will indeed be making a difference.

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The purpose of this newsletter is to provide information of general interest to our clients, potential clients and other professionals.  The information provided is general in nature and should not be considered complete information on any product or concept described.  For more complete information, please contact my office at the phone number above.

Quest Capital Stratagies 25231 Paseo de Alicia, Suite 110 Laguana Hills, CA 92653-4615 (800) 527-9989 Member FINRA and SIPC  FINRA is located at www.finra.org.   SIPC is located at www.sipc.org.